Effective Date: January 13, 2026
1. Acceptance of Institutional Terms
By accessing Zepoye.com, you certify that you understand the mathematical nature of our tools. These terms constitute a legally binding agreement between the user and Zepoye regarding the use of our financial intelligence platform.
2. Intellectual Property & Logic Rights
All neural algorithms, proprietary formulas, and data visualization formats on this platform are the property of Zepoye. Users are granted a non-exclusive license to use these tools for individual or professional planning. Scaping of our logic via automated scripts is strictly prohibited without prior API authorization.
3. Accuracy & "As-Is" Provision
While Zepoye targets sub-millisecond calculation accuracy and 99.98% precision compared to banking benchmarks, all outputs are provided "As-Is." Financial decisions based on these projections are the sole responsibility of the user. We do not guarantee that third-party lenders will match our projections.
No Professional Advice
Zepoye is a technology platform, not a registered investment advisor. Our reports provide mathematical insights, not specific financial, tax, or legal advice. Always verify results with a certified professional before making significant financial commitments.
4. Prohibited Uses
Users may not use Zepoye to:
- Engage in fraudulent loan applications
- Reverse engineer our proprietary neural engines
- Redistribute our data as a paid commercial product without licensing
5. Limitation of Liability
Zepoye shall not be liable for any financial losses, missed opportunities, or damages arising from the use of our calculations. Our liability is limited to the fullest extent permitted by law.